Health and Welfare Fund

Affordable health care coverage today is a major concern for all of us. As an active participant in the Midwest Operating Engineers Health and Welfare Plan, you and your family receive substantial medical benefits.

You are able to enjoy such a high level of benefits because of the cooperative efforts of the Trustees of the Midwest Operating Engineers Welfare Fund. The Trustees include members of both union and employer groups who participate in the Midwest Operating Engineers Health and Welfare Plan. The Trustees work toward providing you with the highest quality of welfare coverage.

Each Plan noted below provides a range of benefits with in-network and out-of-network coverage/limitations.  Please be sure to read this information carefully and review with you spouse, if applicable.  If you have any questions, please contact Member Services at (708) 579-6600.

Active members fall into two different categories which include:

Hourly Members

Hourly members, whereby eligibility is tied to hours worked.  An hourly member will be eligible to enroll into a health plan option after they work 300 hours in a rolling consecutive 12-month period. Once an hourly member is eligible to participate and depending on the Collective Bargaining Agreement for which they fall under, their welfare coverage will be provided by one of the Marketplace Plans.  For more information on the Marketplace, click here.

Marketplace Plans include the following (click on the links below to review the medical coverage for each Marketplace Plan):

Preferred Provider Organizations (PPO) Plans

Department of Labor Glossary of Terms for the Summary of Benefits and Coverage

MOE Health Plan Marketplace Summary of Benefits and Coverage (4-1-2017 through 3-31-2018)

Summary Plan Description for the Marketplace PPO Plans Effective 4-1-2016

Summary of Material Modification for ALL Marketplace Plans (PPO/EPO) –  Changes Effective 4-1-2017 (Rx Changes &  MinuteClinic)

Summary of Material Modification for ALL Marketplace Plans (PPO/EPO) –  (Enhanced Mammogram Screenings & HLA Testing Requirements)

Exclusive Provider Organization (EPO) Plan

Summary Plan Description for the EPO Plan Effective 4-1-2016

Monthly Members

Monthly members, whereby eligibility for welfare coverage is month-to-month. Once a monthly member is eligible to participate and depending on the Collective Bargaining Agreement for which they fall under, their welfare coverage will be provided by one of the Non-Marketplace Plans.

Non-Marketplace Plans include the following (click on the links below to review the medical coverage for each Non-Marketplace Plan):

Preferred Provider Organizations (PPO) Plans

Department of Labor Glossary of Terms for the Summary of Benefits and Coverage

Summary Plan Description for the Non-Marketplace PPO Plans

Summary of Material Modification for ALL Non-Marketplace Plans –  Changes Effective 4-1-2017 (Rx Changes & MinuteClinic)

Summary of Material Modification for ALL Non-Marketplace Plans –  (Enhanced Mammogram Screenings & HLA Testing Requirements)

 

 

 

 

Fund Office Hours

Monday – Friday
8:00 a.m. – 5:00 p.m.

Saturday
8:00 a.m. – 12:00 p.m.

Closed Sundays


Eligibility/Member Services Hours

Mon., Tues., Wed., and Fri.
8:00 a.m. – 5:00 p.m.

Thurs.
9:00 a.m. – 5:00 p.m.

Saturday
8:00 a.m. – 12:00 p.m.

Closed Sundays


Operators' Health Center Hours

Monday – Wednesday
9:00 a.m. – 5:00 p.m.
(Last Appointment 4:00 PM)

Thursday
10:00 a.m. – 7:00 p.m.
(Last Appointment 6:00 PM)

Friday
9:00 a.m. – 5:00 p.m.
(Last Appointment 4:00 PM)

Saturday
8:00 a.m. – 12:00 p.m.
(Last Appointment 11:00 AM)

Closed Sundays

6150 Joliet Rd Suite OHC
Countryside, IL 60525
Tel: 708.485.2273 (CARE)

Member Advocate

Kerry McMahon
Tel: 708.579.6672
Email: kmcmahon@moefunds.com

Pharmacy Member Advocate

Tracy Biela
Tel: 708.387.8331
Email: tbiela@moefunds.com