Retiree Welfare Plan (RWP)

To be eligible for the Retiree Health and Welfare Plan, you must:

1. Be eligible for Health and Welfare Plan coverage in the active plan on your retirement date;

2. Have at least 10 years of service in the Pension Plan; and

3. Have at least 40 quarters of eligibility in the active Health and Welfare Plan.

If you have a bank of hours to run out for active coverage on your retirement date, your retiree eligibility will begin when you no longer have sufficient hours for active coverage. When you become eligible for retiree coverage, you are no longer eligible for weekly disability, death, or accidental dismemberment benefits (except Local 537; please call Fund Office for more information). You must pay a monthly premium for healthcare benefits.

Once you become eligible for Medicare, Medicare will become your primary coverage and Fund coverage will be secondary, which will reduce your monthly payment for the Retiree Health and Welfare Plan.  When you become Medicare eligible you must take Medicare Part B. Click here for more details regarding Medicare Part B.

To help you save for healthcare expenses after retirement, the Fund provides The Retiree Medical Savings Plan (RMSP).

Retiree Health & Welfare Rates

These rates are effective each July 1 and are adjusted each Plan Year. Please note, the monthly cost is per eligible member and dependent.

  • For the July 1, 2016 through June 30, 2017 rate schedule, click here.
  • For the July 1, 2017 through June 30, 2018 rate schedule, click here.

Maximum Annual Pharmacy Benefit

Retirees, the Board of Trustees recently increased your maximum annual benefit for 2015 and 2016. Click here to read more.

Fund Office Hours

Monday – Friday
8:00 a.m. – 5:00 p.m.

Saturday
8:00 a.m. – 12:00 p.m.

Closed Sundays


Eligibility/Member Services Hours

Mon., Tues., Wed., and Fri.
8:00 a.m. – 5:00 p.m.

Thurs.
9:00 a.m. – 5:00 p.m.

Saturday
8:00 a.m. – 12:00 p.m.

Closed Sundays


Operators' Health Center Hours

Monday – Wednesday
9:00 a.m. – 5:00 p.m.
(Last Appointment 4:00 PM)

Thursday
10:00 a.m. – 7:00 p.m.
(Last Appointment 6:00 PM)

Friday
9:00 a.m. – 5:00 p.m.
(Last Appointment 4:00 PM)

Saturday
8:00 a.m. – 12:00 p.m.
(Last Appointment 11:00 AM)

Closed Sundays

6150 Joliet Rd Suite OHC
Countryside, IL 60525
Tel: 708.485.2273 (CARE)

Member Advocate

Julie Jelinek
Tel: 708.579.6672
Email: jjelinek@moefunds.com

Pharmacy Member Advocate

Tracy Biela
Tel: 708.387.8331
Email: tbiela@moefunds.com